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Business and Municipal Financing

We are pleased to announce that we can now offer Business and Municipal Financing for our ceramics equipment.

This is available if you are a municipality, DBA or other business who would like to purchase approximately $5000 or more in equipment.
This is not currently available for hobbyists.

Reasonable rate financing depending on credit history.... call Tim at Sheffield Pottery 888.774.2529x20 for a quick quote and application..

Who qualifies for a municipal finance agreement?

The government of states, counties, cities, towns, villages and borough, as well as fire departments, police departments, school districts, state universities, county & state hospitals, and American Indian Nations.

Benefits of Financing
Our financing always identifies with the customer's needs and requirements. Our dedicated service team is available to work with your customers on a moments notice. We will walk them through the entire leasing process, from information request to approval and then funding.
SPEED
- Immediate acquisition of the equipment the customers need.
FLEXIBILITY
- Manageable cash flow with flexible payments that suit your unique budget requirements.
LOW COST
- Low tax-exempt rates.
100% FINANCING
- Fixed rate and term with no up-front costs.
OWNERSHIP
- Equity that builds with each payment - pay $1 at the end of the lease and you own the equipment!
INFLATION HEDGE
- Payment with tomorrow's dollars at today's prices!

Conserve Working Capital
Purchasing equipment can require a large cash outlay. Today many companies lease to conserve capital. Keep your business successful by having the cash on hand to meet your day-to-day operating needs.
Easier Than Bank Loans And Just As Competitive
Lines of credit can be established in a matter of hours with minimal information. In many cases, up to $200,000, no financials are required. Leasing is unsecured borrowing without the need for blanket liens.
Fixed Payments
Many financing transactions have floating interest rates. Lease financing offers fixed payments, enabling you to budget and manage your cash over the life of the lease. As interest rates continue to rise, your payment will stay the same.
Flexibility
Leases can be structured to meet the varied needs and financial goals of your business. Leasing can offer deferred payments, step plans, seasonal payments, etc., with little to no money down.
Tax Benefits
Section 179 allows many businesses significant tax savings. In many cases on a capital lease, the first $250,000 of your equipment purchases is 100% deductible this year. Or on a true lease, your monthly lease payment may be able to be deducted as an operating expense verse a debt. You should always consult your accountant for all the details & benefits.
Additional Credit Lines
Lease approvals for equipment can establish an additional line of credit that does not affect your bank lines. You can lease just about anything needed to run your business.